Bridge a bank account

Use Bridge to create a new paykey using a bank routing and account number as the source. This endpoint allows you to create a secure payment token linked to a specific bank account.

POST /v1/bridge/bank_account

cURL

cURL

curl --request POST \
  --header 'Authorization: Bearer YOUR_SECRET_API_KEY' \
  --url https://sandbox.straddle.com/v1/bridge/bank_account \
  --header 'Content-Type: application/json' \
  --data '{
  "customer_id": "182bd5e5-6e1a-4fe4-a799-aa6d9a6ab26e",
  "routing_number": "<string>",
  "account_number": "<string>",
  "account_type": "checking"
}'

201

{
  "meta": {
    "api_request_id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
    "api_request_timestamp": "2023-11-07T05:31:56Z"
  },
  "response_type": "object",
  "data": {
    "id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
    "label": "<string>",
    "source": "bank_account",
    "status": "active",
    "created_at": "2023-11-07T05:31:56Z",
    "updated_at": "2023-11-07T05:31:56Z",
    "paykey": "<string>",
    "config": {
      "sandbox_outcome": "standard",
      "processing_method": "inline"
    },
    "customer_id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
    "institution_name": "Bank of America",
    "status_details": {
      "message": "Bank account sucesfully validated",
      "reason": "insufficient_funds",
      "source": "watchtower",
      "changed_at": "2023-11-07T05:31:56Z",
      "code": "<string>"
    },
    "expires_at": "2023-11-07T05:31:56Z",
    "bank_data": {
      "routing_number": "021000021",
      "account_number": "****1234",
      "account_type": "checking"
    },
    "metadata": {},
    "balance": {
      "status": "pending",
      "account_balance": 123,
      "updated_at": "2023-11-07T05:31:56Z"
    },
    "external_id": "<string>",
    "unblock_eligible": true
  }
}

Authorizations

Authorization · string · header · required

Use your Straddle API Key in the Authorization header as Bearer to authorize API requests.

Headers

Straddle-Account-Id · string<uuid>

For use by platforms to specify an account id and set scope of a request.

Request-Id · string

Optional client generated identifier to trace and debug a request.

Correlation-Id · string

Optional client generated identifier to trace and debug a series of requests.

Idempotency-Key · string

Optional client generated value to use for idempotent requests.

Required string length: 10 - 40

Body

application/jsontext/jsonapplication/*+json

customer_id · string<uuid> · required

Unique identifier of the related customer object.

routing_number · string · required

The routing number of the bank account.

Required string length: 9

account_number · string · required

The bank account number.

account_type · enum<string> · required

Available options: checking, savings

metadata · object

Up to 20 additional user-defined key-value pairs. Useful for storing additional information about the paykey in a structured format.

Show child attributes

config · object

Show child attributes

external_id · string | null

Unique identifier for the paykey in your database, used for cross-referencing between Straddle and your systems.

Response

201

text/plain

Created

meta · object · required

Metadata about the API request, including an identifier and timestamp.

Show child attributes

response_type · enum<string> · required

Indicates the structure of the returned content.

• "object" means the data field contains a single JSON object.
• "array" means the data field contains an array of objects.
• "error" means the data field contains an error object with details of the issue.
• "none" means no data is returned.

Available options: object, array, error, none

data · object · required

Show child attributes